Nobody knows what things will look like 4 years from now, and there isn’t a single right answer. It is uncertain for everyone. But what I strongly believe is …
Everyone has a thesis - or at least, it helps to have one - and then act on it in your own way. For example,
- if you think you might not have a job, money-max now
- if you believe SaaS is dead, and you work there, switch
- if you think fintech is going to stay, move closer
- if you think vibe coding tools won’t last, don’t join one
- if you feel depth beats breadth (or vice versa), go all in
- if you think distribution would be important, build one
You might be wrong - and that’s okay. No one gets this perfectly right. What matters is taking the time to think it through and form your own view.
By the way, this is exactly how I made my last career move.
I had a view that fintech would keep growing in importance, and that being close to money movement and financial infrastructure would help me learn faster and stay close to AI (in the areas I care about). That’s what led me to join Razorpay.
I could be wrong, and I am okay with that. I would rather make a thoughtful bet than stay unsure.
If you are feeling stuck, you are not alone. Millions are going through the same right now. To me, it often just means you have not formed a clear point of view yet.
Take your time. Build one. Then act.